Answers to Your Most Important Wealth Planning Questions
FAQ
What does a wealth planner do?
A wealth planner helps you make smart decisions with your money—so you can grow it, protect it, and pass it on. We look at the full picture: your income, savings, pensions, investments, and future goals, then create a personalised plan to help you build long-term financial security. Without one, it’s easy to miss opportunities or make costly mistakes. A wealth planner gives you clarity, confidence, and a clear path forward.
Is wealth planning the same as financial advice?
They’re closely related, but not quite the same. Financial advice often focuses on specific products—like pensions, savings, or insurance—based on your current needs. Wealth planning takes a bigger-picture view. It’s about creating a long-term strategy that brings all areas of your finances together, helping you grow, protect, and eventually pass on your wealth. In short, wealth planning includes financial advice, but goes further to support your future and legacy.
What happens in the first meeting?
Your first meeting is all about you. We’ll have an open, relaxed conversation to understand your goals, priorities, and financial situation. There’s no jargon, no pressure, and no obligation. It’s your chance to ask questions, and our chance to see how we can help you plan with confidence. Everything you share is confidential—and the aim is to give you clarity, not sell you anything.
Do I need to be wealthy to start?
Not at all. Wealth planning isn’t just for the ultra-rich—it’s for anyone who wants to make smart decisions about their money. Whether you’re starting to save, planning for retirement, or thinking about your family’s future, we’ll help you make the most of what you have and build from there. The earlier you start, the more powerful the results can be.
How do you charge for your services?
We believe in clear, upfront pricing with no hidden surprises. The way we charge depends on the service you need—this could be a fixed fee, a percentage of assets managed, or hourly advice. Before any work begins, we’ll explain all costs in plain English, so you can decide what’s right for you. There’s no commitment until you’re happy to proceed.
Where do you invest my money?
We invest your money based on your goals, risk tolerance, and timeframes—always with your best interests in mind. Typically, this includes a mix of funds, shares, bonds, and other regulated investments, chosen for long-term growth and stability. We only use trusted, FCA-regulated platforms and fund managers, and every investment is tailored to your personal plan. You’ll always know where your money is and how it’s performing.